LoanDekhna

Compare loan options from India's top banks

Loan Tips & Guides

Find the Perfect Loan for Your Needs

Choose from a wide range of loan products with competitive rates and flexible terms

Personal Finance

💰

Personal Loan

ICICI Bank

Instant personal loan for all your financial needs without collateral

Interest Rate

10.80% - 16.50% p.a.

Max Amount

₹50 Lakh

Tenure

12 - 96 months

Processing Fee

2.50% + GST

Key Benefits
Instant approval in 3 seconds for pre-approved customers
No collateral required
Flexible repayment options
💰

HDFC Personal Loan

HDFC Bank

Meet your financial needs with HDFC's flexible personal loan

Interest Rate

10.90% - 21.00% p.a.

Max Amount

₹40 Lakh

Tenure

12 - 60 months

Processing Fee

2.50% + GST

Key Benefits
Quick approval within 30 minutes
No collateral required
Flexible EMI options
📱

HDFC Paperless Personal Loan

HDFC Bank

Get instant personal loan approval with minimal documentation

Interest Rate

10.90% - 21.00% p.a.

Max Amount

₹40 Lakh

Tenure

12 - 60 months

Processing Fee

2.50% + GST

Key Benefits
100% paperless process
Instant approval in 10 seconds
No physical documentation required
💰

SBI Personal Loan

SBI Bank

Meet your personal financial needs with SBI's flexible personal loan

Interest Rate

11.05% - 15.00% p.a.

Max Amount

₹20 Lakh

Tenure

6 - 60 months

Processing Fee

1.50% + GST

Key Benefits
Quick approval in 7 working days
No collateral required
Flexible repayment options

Home & Property

🏠

Home Loan

ICICI Bank

Fulfill your dream of owning a home with attractive interest rates

Interest Rate

8.40% - 11.25% p.a.

Max Amount

₹10 Crore

Tenure

Up to 30 years

Processing Fee

0.50% + GST

Key Benefits
Up to 90% financing of property value
Flexible repayment options
Tax benefits under Section 80C and 24(b)
🏠

HDFC Home Loan

HDFC Bank

Realize your dream home with HDFC's competitive home loan rates

Interest Rate

7.90% - 13.20% p.a. (Repo Rate + 2.40% to 7.70%)

Max Amount

₹15 Crore

Tenure

Up to 30 years

Processing Fee

0.50% + GST

Key Benefits
Up to 90% financing (loans up to ₹30 lacs), 80% (₹30-75 lacs), 75% (above ₹75 lacs)
Attractive interest rates
Tax benefits under Section 80C & 24(b)
🏠

SBI Home Loan

SBI Bank

Realize your home ownership dreams with SBI's home loan at attractive rates

Interest Rate

8.50% - 10.00% p.a.

Max Amount

₹5 Crore

Tenure

Up to 30 years

Processing Fee

0.35% + GST

Key Benefits
Up to 85% financing of property value
Competitive interest rates
Tax benefits under Section 80C & 24(b)

Vehicle Finance

🚗

Car Loan

ICICI Bank

Drive your dream car with 100% on-road funding

Interest Rate

9.10% - 15.00% p.a.

Max Amount

₹1 Crore

Tenure

12 - 84 months

Processing Fee

1.50% + GST

Key Benefits
100% on-road funding
Flexible repayment tenure
Competitive interest rates
🏍️

Two Wheeler Loan

ICICI Bank

Buy your dream bike with easy EMIs and attractive rates

Interest Rate

10.50% - 18.00% p.a.

Max Amount

₹5 Lakh

Tenure

12 - 48 months

Processing Fee

1.50% + GST

Key Benefits
Up to 90% financing
Minimal documentation
Quick approval process
🚗

HDFC Car Loan

HDFC Bank

Drive your dream car with HDFC's attractive car loan rates

Interest Rate

7.00% - 13.00% p.a.

Max Amount

₹1.5 Crore

Tenure

12 - 84 months

Processing Fee

1.00% + GST

Key Benefits
Up to 100% on-road funding
Competitive interest rates
Quick approval process
🏍️

HDFC Two Wheeler Loan

HDFC Bank

Get your dream bike with HDFC's easy two wheeler loan

Interest Rate

20.90%

Max Amount

₹3 Lakh

Tenure

12 - 48 months

Processing Fee

1.50% + GST

Key Benefits
Up to 100% financing*
Quick approval in 30 minutes
Minimal documentation
🔋

HDFC EV Car Loan

HDFC Bank

Go green with HDFC's special financing for electric vehicles

Interest Rate

7.00% - 13.00% p.a.

Max Amount

₹1.5 Crore

Tenure

12 - 84 months

Processing Fee

1.00% + GST

Key Benefits
Special rates for electric vehicles
Up to 100% on-road funding
Quick approval process
🚙

HDFC Pre-owned Car Loan

HDFC Bank

Finance your used car purchase with attractive rates

Interest Rate

14.50% - 17.50% p.a.

Max Amount

₹2.5 Crore

Tenure

12 - 60 months

Processing Fee

1.50% + GST

Key Benefits
80% financing for 3-year loan, 85% for 5-year loan
Competitive interest rates
Quick approval process

HDFC EV Bike Loan

HDFC Bank

Finance your electric bike with HDFC's eco-friendly loan

Interest Rate

20.90%

Max Amount

₹3 Lakh

Tenure

12 - 48 months

Processing Fee

1.50% + GST

Key Benefits
Special rates for electric bikes
Up to 100% financing*
Quick approval in 30 minutes
🏁

HDFC Super Bike Loan

HDFC Bank

Finance your premium superbike with special loan rates

Interest Rate

11.99%

Max Amount

₹15 Lakh

Tenure

12 - 60 months

Processing Fee

1.50% + GST

Key Benefits
Special rates for superbikes
Up to 100% financing*
Quick approval process
🚗

SBI Car Loan

SBI Bank

Drive your dream car with SBI's comprehensive auto loan solution

Interest Rate

8.50% - 12.25% p.a.

Max Amount

₹1 Crore

Tenure

12 - 84 months

Processing Fee

0.25% + GST

Key Benefits
Up to 90% on-road funding
Attractive interest rates
Quick approval process
🏍️

SBI Two Wheeler Loan

SBI Bank

Get your dream two wheeler with SBI's affordable financing options

Interest Rate

10.50% - 16.25% p.a.

Max Amount

₹2 Lakh

Tenure

12 - 36 months

Processing Fee

1.00% + GST

Key Benefits
Up to 85% financing
Minimal documentation
Quick processing

Business Finance

🏢

Business Loan

ICICI Bank

Grow your business with flexible financing solutions

Interest Rate

11.50% - 24.00% p.a.

Max Amount

₹50 Lakh

Tenure

12 - 60 months

Processing Fee

2.00% + GST

Key Benefits
Collateral-free loans up to ₹50 lakh
Quick approval and disbursal
Flexible repayment options
🏢

HDFC Business Loan

HDFC Bank

Accelerate your business growth with HDFC's business loan solutions

Interest Rate

10.75% - 22.50% p.a.

Max Amount

₹75 Lakh

Tenure

12 - 72 months

Processing Fee

2.00% + GST

Key Benefits
Collateral-free loans up to ₹75 lakh
Fast approval and disbursal
Flexible repayment options
👨‍⚕️

HDFC Doctor Loan

HDFC Bank

Special business loan designed for medical professionals and doctors

Interest Rate

Starting from 10.75%

Max Amount

₹1 Crore

Tenure

12 - 84 months

Processing Fee

1.50% + GST

Key Benefits
Higher loan amounts for doctors
Special rates for medical professionals
Collateral-free loans up to ₹1 crore
🏢

SBI Business Loan

SBI Bank

Fuel your business growth with SBI's comprehensive business loan solutions

Interest Rate

9.95% - 14.50% p.a.

Max Amount

₹50 Lakh

Tenure

12 - 84 months

Processing Fee

1.50% + GST

Key Benefits
Collateral-free loans up to ₹50 lakh
Competitive interest rates
Flexible repayment tenure

Education Loans

📚

Education Loan

ICICI Bank

Invest in your future with comprehensive education financing

Interest Rate

9.50% - 13.50% p.a.

Max Amount

₹1.5 Crore

Tenure

Up to 15 years

Processing Fee

1.00% + GST

Key Benefits
100% financing for tuition fees
Moratorium period available
Tax benefits under Section 80E
📚

HDFC Education Loan

HDFC Bank

Secure your educational future with HDFC's comprehensive education loan

Interest Rate

19.55% - 13.25% p.a.

Max Amount

₹1.5 Crore

Tenure

Up to 15 years

Processing Fee

1.00% + GST

Key Benefits
100% financing for course fees
Moratorium period available
Tax benefits under Section 80E
📚

SBI Student Loan Scheme

SBI Bank

General education loan for students pursuing higher education

Interest Rate

Starting from 7.05% p.a.

Max Amount

₹1.5 Crore

Tenure

Up to 15 years

Processing Fee

0.50% + GST

Key Benefits
100% financing for course fees
Moratorium period during study
Tax benefits under Section 80E
🎓

SBI Scholar Loans

SBI Bank

Exclusive education loan for students at IITs, IIMs, NITs and premier institutions

Interest Rate

Starting from 7.05% p.a.

Max Amount

₹1.5 Crore

Tenure

Up to 15 years

Processing Fee

0.50% + GST

Key Benefits
Special rates for premier institutions
100% financing for course fees
Moratorium period during study
🌍

SBI Global Ed Vantage Scheme

SBI Bank

Education loan for studying abroad with special features

Interest Rate

Starting from 7.05% p.a.

Max Amount

₹1.5 Crore

Tenure

Up to 15 years

Processing Fee

0.50% + GST

Key Benefits
Covers study abroad expenses
100% financing for course fees
Moratorium period during study
🔧

SBI Skill Loan

SBI Bank

Education loan for skill development and vocational training courses

Interest Rate

Starting from 7.05% p.a.

Max Amount

₹7.5 Lakh

Tenure

Up to 7 years

Processing Fee

0.50% + GST

Key Benefits
Maximum loan amount ₹7.5 lakh
100% financing for course fees
Moratorium period during study
🏛️

SBI PM Vidyalaxmi

SBI Bank

Government initiative education loan with special benefits

Interest Rate

Starting from 7.05% p.a.

Max Amount

₹1.5 Crore

Tenure

Up to 15 years

Processing Fee

0.50% + GST

Key Benefits
Government backed initiative
100% financing for course fees
Moratorium period during study

Gold Loans

🥇

Gold Loan

ICICI Bank

Get instant cash against your gold ornaments

Interest Rate

9.00% - 24.00% p.a.

Max Amount

₹1 Crore

Tenure

7 days - 36 months

Processing Fee

1.00% + GST

Key Benefits
Instant loan approval
Minimal documentation
Flexible repayment options
🥇

HDFC Gold Loan

HDFC Bank

Unlock the value of your gold with HDFC's instant gold loan

Interest Rate

9.30% - 16.00% p.a.

Max Amount

₹1 Crore

Tenure

7 days - 24 months

Processing Fee

1.00% + GST

Key Benefits
Instant loan against gold
Minimal documentation
Flexible tenure options
🥇

SBI Personal Gold Loan

SBI Bank

Get instant liquidity against your gold ornaments for personal needs

Interest Rate

7.50% - 12.25% p.a.

Max Amount

₹50 Lakh

Tenure

12 - 36 months

Processing Fee

0.50% + GST

Key Benefits
Instant loan against gold jewelry
Competitive interest rates
Flexible repayment options
🏠🥇

SBI Realty Gold Loan

SBI Bank

Finance your property/realty needs with gold as collateral

Interest Rate

7.25% - 11.75% p.a.

Max Amount

₹1 Crore

Tenure

12 - 84 months

Processing Fee

0.35% + GST

Key Benefits
Higher loan amounts for realty purposes
Lower interest rates compared to personal gold loan
Longer repayment tenure available

Frequently Asked Questions

Get answers to common questions about loans and our comparison service